Overseas Student Health Cover - Duration & Costs

It is a condition of an Australian student visa that the student holds valid overseas student health cover (OSHC) for the entire duration of their study in Australia. OSHC is a private health care arrangement which helps cover the costs of medical treatments should you get sick or have an accident.

The Allianz Care Australia OSHC website is the best place to get information about OSHC matters. Please visit the link first if you have any questions about your account.

OSHC Duration

Your OSHC policy duration must match the full length of stay for your student visa. A temporary student visa typically allows you to stay in Australia for the duration of your program. Dependent family members who come with you to Australia are usually able to stay the same length of time as you, but they cannot stay once you have left the country.

The OSHC policy duration is calculated based on full months of the duration of visa, and not the duration of scholarship which may be received by students.

For students who complete their program before the expiry of their OSHC policy, students can request a refund from Allianz Care Australia for unused portions of their policy.

Current OSHC Premium Rates (Costs), effective for policies raised from 15 April 2024

Months durationSingle ($)Dual Family ($)Multi Family ($)
170322580
21386421,154
32089621,733
42781,2832,311
53471,6042,890
64161,9253,468
74732,1953,951
85342,4624,435
95912,7314,920
106513,0005,401
117083,2695,886
127683,5366,369
138363,8186,888
149044,1027,409
159724,3867,928
161,0424,6688,449
171,1104,9548,966
181,1785,2399,486
191,2475,52110,006
201,3165,80610,527
211,3846,08911,046
221,4526,37311,565
231,5226,65512,085
241,5896,94112,513
251,6577,21413,005
261,7227,48813,497
271,7897,76213,989
281,8558,03514,482
291,9228,30914,974
301,9878,58215,466
312,0558,84815,959
322,1219,11316,450
332,1879,37716,943
342,2549,64217,436
352,3209,90717,927
362,38610,17218,420
372,49010,56119,124
382,59310,95019,827
392,69711,33920,531
402,80011,72821,235
412,90412,11621,939
423,00712,50522,644
433,11112,89423,346
443,21413,28324,051
453,31813,67224,755
463,42114,06025,459
473,52514,44926,163
483,62814,83826,866
493,70215,21127,524
503,77815,58328,181
513,85315,95628,837
523,92916,33029,494
534,00416,70330,150
544,08017,07630,808
554,15517,44831,465
564,23117,82132,122
574,30618,19432,778
584,38018,56833,435
594,45618,94134,093
604,53119,31334,749
614,62619,71435,473
624,72120,11636,197
634,81520,51536,921
644,91020,91637,646
655,00421,31738,370
665,09821,71839,094
675,19322,11839,817
685,28722,51940,541
695,38222,91941,266
705,47723,32141,990
715,57123,72242,714
725,66624,12143,438
735,78024,56244,236
745,89525,00445,031
756,00925,44545,829
766,12425,88646,623
776,23826,32847,421
786,35326,77048,216
796,46727,21049,014
806,58127,65349,809
816,69728,09350,607
826,81128,53551,401
836,92528,97552,199
847,04029,41852,994
857,15429,85853,792
867,27030,30054,586
877,38330,74255,384
887,49731,18356,179
897,61331,62456,977
907,72732,06657,772
917,84132,50758,570
927,95632,94859,364
938,07033,39160,162
948,18633,83360,960
958,30034,27461,758
968,41534,71762,556

Allianz Care Australia Overseas Student Health Cover policies are authorised under a Deed entered into between Peoplecare Health Limited and the Australian Government through the Department of Health. Allianz Care Australia Overseas Student Health Cover and Overseas Visitor Health Cover policies are issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 trading as Allianz Care Australia. Peoplecare Health Limited ABN 95 087 648 753, a registered private health insurer under the Private Health Insurance Act 2007 (Cth), is the underwriter of Allianz Care Australia Overseas Student Health Cover and Overseas Visitor Health Cover policies.

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