Overseas Student Health Cover - Duration & Costs

It is a condition of an Australian student visa that the student holds valid overseas student health cover (OSHC) for the entire duration of their study in Australia. OSHC is a private health care arrangement which helps cover the costs of medical treatments should you get sick or have an accident.

The Allianz Care Australia OSHC website is the best place to get information about OSHC matters. Please visit the link first if you have any questions about your account.

OSHC Duration

Your OSHC policy duration must match the full length of stay for your student visa. A temporary student visa typically allows you to stay in Australia for the duration of your program. Dependent family members who come with you to Australia are usually able to stay the same length of time as you, but they cannot stay once you have left the country.

The OSHC policy duration is calculated based on full months of the duration of visa, and not the duration of scholarship which may be received by students.

For students who complete their program before the expiry of their OSHC policy, students can request a refund from Allianz Care Australia for unused portions of their policy.

Current OSHC Premium Rates (Costs), effective for policies raised to 31 March 2025

Months duration	Single ($)	Dual Family ($)	Multi Family ($)
1	70	322	580
2	138	642	1,154
3	208	962	1,733
4	278	1,283	2,311
5	347	1,604	2,890
6	416	1,925	3,468
7	473	2,195	3,951
8	534	2,462	4,435
9	591	2,731	4,920
10	651	3,000	5,401
11	708	3,269	5,886
12	768	3,536	6,369
13	836	3,818	6,888
14	904	4,102	7,409
15	972	4,386	7,928
16	1,042	4,668	8,449
17	1,110	4,954	8,966
18	1,178	5,239	9,486
19	1,247	5,521	10,006
20	1,316	5,806	10,527
21	1,384	6,089	11,046
22	1,452	6,373	11,565
23	1,522	6,655	12,085
24	1,589	6,941	12,513
25	1,657	7,214	13,005
26	1,722	7,488	13,497
27	1,789	7,762	13,989
28	1,855	8,035	14,482
29	1,922	8,309	14,974
30	1,987	8,582	15,466
31	2,055	8,848	15,959
32	2,121	9,113	16,450
33	2,187	9,377	16,943
34	2,254	9,642	17,436
35	2,320	9,907	17,927
36	2,386	10,172	18,420
37	2,490	10,561	19,124
38	2,593	10,950	19,827
39	2,697	11,339	20,531
40	2,800	11,728	21,235
41	2,904	12,116	21,939
42	3,007	12,505	22,644
43	3,111	12,894	23,346
44	3,214	13,283	24,051
45	3,318	13,672	24,755
46	3,421	14,060	25,459
47	3,525	14,449	26,163
48	3,628	14,838	26,866
49	3,702	15,211	27,524
50	3,778	15,583	28,181
51	3,853	15,956	28,837
52	3,929	16,330	29,494
53	4,004	16,703	30,150
54	4,080	17,076	30,808
55	4,155	17,448	31,465
56	4,231	17,821	32,122
57	4,306	18,194	32,778
58	4,380	18,568	33,435
59	4,456	18,941	34,093
60	4,531	19,313	34,749
61	4,626	19,714	35,473
62	4,721	20,116	36,197
63	4,815	20,515	36,921
64	4,910	20,916	37,646
65	5,004	21,317	38,370
66	5,098	21,718	39,094
67	5,193	22,118	39,817
68	5,287	22,519	40,541
69	5,382	22,919	41,266
70	5,477	23,321	41,990
71	5,571	23,722	42,714
72	5,666	24,121	43,438
73	5,780	24,562	44,236
74	5,895	25,004	45,031
75	6,009	25,445	45,829
76	6,124	25,886	46,623
77	6,238	26,328	47,421
78	6,353	26,770	48,216
79	6,467	27,210	49,014
80	6,581	27,653	49,809
81	6,697	28,093	50,607
82	6,811	28,535	51,401
83	6,925	28,975	52,199
84	7,040	29,418	52,994
85	7,154	29,858	53,792
86	7,270	30,300	54,586
87	7,383	30,742	55,384
88	7,497	31,183	56,179
89	7,613	31,624	56,977
90	7,727	32,066	57,772
91	7,841	32,507	58,570
92	7,956	32,948	59,364
93	8,070	33,391	60,162
94	8,186	33,833	60,960
95	8,300	34,274	61,758
96	8,415	34,717	62,556

New OSHC Premium Rates (Costs), effective for policies raised from 1 April 2025

Months duration	Single ($)	Dual Family ($)	Multi Family ($)
1	74	419	812
2	145	835	1,616
3	218	1,251	2,426
4	292	1,668	3,235
5	364	2,085	4,046
6	437	2,503	4,855
7	497	2,854	5,531
8	561	3,201	6,209
9	621	3,550	6,888
10	684	3,900	7,561
11	743	4,250	8,240
12	806	4,597	8,917
13	878	4,963	9,643
14	949	5,333	10,373
15	1,021	5,702	11,099
16	1,094	6,068	11,829
17	1,166	6,440	12,552
18	1,237	6,811	13,280
19	1,309	7,177	14,008
20	1,382	7,548	14,738
21	1,453	7,916	15,464
22	1,525	8,285	16,191
23	1,598	8,652	16,919
24	1,668	9,023	17,518
25	1,740	9,378	18,207
26	1,808	9,734	18,896
27	1,878	10,091	19,585
28	1,948	10,446	20,275
29	2,018	10,802	20,964
30	2,086	11,157	21,652
31	2,158	11,502	22,343
32	2,227	11,847	23,030
33	2,296	12,190	23,720
34	2,367	12,535	24,410
35	2,436	12,879	25,098
36	2,505	13,224	25,788
37	2,615	13,729	26,774
38	2,723	14,235	27,758
39	2,832	14,741	28,743
40	2,940	15,246	29,729
41	3,049	15,751	30,715
42	3,157	16,257	31,702
43	3,267	16,762	32,684
44	3,375	17,268	33,671
45	3,484	17,774	34,657
46	3,592	18,278	35,643
47	3,701	18,784	36,628
48	3,809	19,289	37,612
49	3,887	19,774	38,534
50	3,967	20,258	39,453
51	4,046	20,743	40,372
52	4,125	21,229	41,292
53	4,204	21,714	42,210
54	4,284	22,199	43,131
55	4,363	22,682	44,051
56	4,443	23,167	44,971
57	4,521	23,652	45,889
58	4,599	24,138	46,809
59	4,679	24,623	47,730
60	4,758	25,107	48,649
61	4,857	25,628	49,662
62	4,957	26,151	50,676
63	5,056	26,670	51,689
64	5,156	27,191	52,704
65	5,254	27,712	53,718
66	5,353	28,233	54,732
67	5,453	28,753	55,744
68	5,551	29,275	56,757
69	5,651	29,795	57,772
70	5,751	30,317	58,786
71	5,850	30,839	59,800
72	5,949	31,357	60,813
73	6,069	31,931	61,930
74	6,190	32,505	63,043
75	6,309	33,079	64,161
76	6,430	33,652	65,272
77	6,550	34,226	66,389
78	6,671	34,801	67,502
79	6,790	35,373	68,620
80	6,910	35,949	69,733
81	7,032	36,521	70,850
82	7,152	37,096	71,961
83	7,271	37,668	73,079
84	7,392	38,243	74,192
85	7,512	38,815	75,309
86	7,634	39,390	76,420
87	7,752	39,965	77,538
88	7,872	40,538	78,651
89	7,994	41,111	79,768
90	8,113	41,686	80,881
91	8,233	42,259	81,998
92	8,354	42,832	83,110
93	8,474	43,408	84,227
94	8,595	43,983	85,344
95	8,715	44,556	86,461
96	8,836	45,132	87,578

Allianz Care Australia Overseas Student Health Cover policies are authorised under a Deed entered into between Peoplecare Health Limited and the Australian Government through the Department of Health. Allianz Care Australia Overseas Student Health Cover and Overseas Visitor Health Cover policies are issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 trading as Allianz Care Australia. Peoplecare Health Limited ABN 95 087 648 753, a registered private health insurer under the Private Health Insurance Act 2007 (Cth), is the underwriter of Allianz Care Australia Overseas Student Health Cover and Overseas Visitor Health Cover policies.

Related websites

Contact

135 ANU (135 268)
Send email

Page Owner: Division of Student Administration and Academic Services